1035 Exchange Options

Options for a 1035 exchange for a life insurance policy
A Life insurance policy can be exchanged for another life insurance policy, an endowment insurance policy or a non-qualified annuity.

Options for a 1035 exchange for a endowment insurance policy
An endowment insurance policy can be exchanged for a non-qualified annuity or another endowment policy. *The new endowment policy must provide for regular payments beginning at a date not later than the date payments would have begun under the contract exchanged.

Options for a 1035 exchange for an annuity policy
A non-qualified annuity can be exchanged for another non-qualified annuity.